Getting your own car is like a rite of passage for many; it is the moment you finally enter adulthood and get the taste of freedom. However, maintaining a car can be expensive, especially if you ever get into an accident, which is why you need car insurance. Insuring your car can make your life easier and give you some peace of mind. This might be a bit difficult if you’re a resident of California because car insurance rates there are some of the highest in the country. But, you don’t have to worry too much because we’ve done the research and compiled a list of cheap car insurance in California for you.
Companies Offering Cheap Car Insurance in California
Let’s assume that you’re a thirty-year-old, single, male driver who has a clean driving record in all the cities of California. Why? Because car insurance rates depend on a lot of things; your age, gender, driving history, violations, etc. So, if you are this thirty-year-old driver, we can estimate the annual premiums that companies in California will offer you. You can compare these premiums and check the premiums specific to you to find cheap car insurance in California with ease.
So, the following companies are offering cheap car insurance in California, with their Annual Rates in order from highest to lowest:
- Bristol West: $2,730
- Kemper Specialty: $2,518
- Unitrin: $1,753
- Progressive: $1,674
- Allied: $1,633
- State Farm: $1,453
- Grange: $1,357
- GEICO: $$1,211
- Century National: $1,162
- Nationwide: $1,137
When you’re shopping for cheap car insurance in California, you’ll find out that the rates often differ according to the city you’re in. However, Nationwide is a top choice for cheap car insurance in California regardless of the city. This is followed closely by Century National and GEICO.
Best Companies for Car Insurance in California
If you’re willing to let go of the cheap car insurance in California notion, you may find that there are other insurance companies that are even better. For instance, Nationwide is the best in terms of price, but Ameriprise is at top when it comes to customer satisfaction, Metromile is best for low-mileage drivers, and USAA is the best option for military members. So, you should look at the whole picture instead of just looking for cheap car insurance in California.