You can be the best driver in the world, but you never know when you get into an accident. Whether the accident is your fault or someone else’s, you will need some kind of insurance to cover the damages. If you happen to live and drive in California, you can find the best auto insurance rates in California itself to get you through such situations. Don’t want to do a lot of research? Worry not because we have done the research for you and compiled a list of the best auto insurance rates in California according to the different driver types.
Best Auto Insurance Rates in California
To find out the best auto insurance rates in California, you need to determine the kind of driver you are and go from there. Fortunately for you, we have all the best options right here for you.
If you’ve never been in accident where it was your fault, or gotten a DUI or any moving violation, then you fall under the category of “good drivers”. And the best auto insurance rates in California for you are provided by Esurance, which amounts to about $1,26 annually.
When it comes to the best auto insurance rates in California for young drivers (those that are in their early 20’s), Geico tops the list with about $531 per year.
Drivers that are in their mid to later 60’s and do not use their cars to commute to work any more are eligible for insurance specific for retired drivers. For them, the best rates are offered by 21st Century Insurance, with just $1,010 per year.
Low Mileage Drivers
If you don’t travel a lot on your car and your mileage is 5,000 miles or below every year, you can look for insurance that is specific for low mileage drivers. One of the best auto insurance rates in California for this category is given by Metromile.
Drivers with One At-Fault Crash
Been in an accident where it was your fault? If it was a one-time thing, you will need to get insurance for drivers with one at-fault crash, for which you can turn to Esurance again, which offers $1,820 per year.
Drivers with Military Connections
Are you an active member of the military? Or have an immediate family member who is? Then you can get cheaper auto insurance rates, especially from USAA.