Bank of the West dates back as far as 1874. It originated in California, United States of America. Beginning as National Gold bank for farmers, today Bank of the West has grown and become one of the largest bank in America. This bank operates in about twenty-two states of America and offers a wide variety of best quality services. One such service includes personal loans.
Bank of the West Personal Loans
First of all, you must be aware that there are two types of personal loans. The unsecured personal loans include no collateral should you fail to make your payment on time. Whereas, secured personal loans include a collateral in form of your assets. However, the amount of loan can increase to as much range as you specify. Regardless, Bank of the West personal loans includes both.
Bank of the West Personal loans application
In order to apply for a personal loan with Bank of the West, you need to have a TTN and an SSN with you. Along with that if you are filling an application for a personal line of credit loan, you should also provide information about your assets. Your employment record is also important and necessary. So, you should provide information relating to the last two years and further details about your income. If you have had any debts previously, you must provide that as well.
Bank of the West Personal Loan Types
The Bank of the West personal loans include further types as well. You can get secured loans, unsecured loans and personal credit cards for loans as well. While we have previously mentioned the first two types, let’s talk about personal credit cards.
Personal credit cards include a range of loan from about $5,000 up to half a million dollars. Though, this types of loan are very easy and quick to pay back. The personal credit cards loan is available whenever required by the borrower but the loans must be returned by the next month on your payday. Still, they do not include any APR so you are simply only paying back what you had previously borrowed.